Reference

What Our Legal Terms Mean for You

indebet operates under a framework of clear, enforceable terms that govern every account, transaction and data point on this platform.

Account TermsPrivacy PolicyCookie PolicyJurisdiction NoticeData Retention
indebet What Our Legal Terms Mean for You
REACH OUR LEGAL TEAM

Contact Paths for Policy and Legal Queries

If you have a question about how these terms apply to your account, our policy team is available through three direct channels. We aim to respond to all legal queries within two business days and to data-related requests within the statutory period under applicable law.

Team online

Email Support

Send your legal or policy query to our dedicated address and include your account ID. We respond within two business days and keep a written record of every exchange for your reference.

Live Chat

Our live chat agents can escalate account-specific legal questions to the policy team in real time. Available daily and accessible directly from your account dashboard without logging a separate ticket.

Written Request

For formal data-access or deletion requests, submit a written request through the in-account legal form. We process these within the timeframe required by applicable data-protection law in your jurisdiction.

HOW WE PROTECT YOUR ACCOUNT

Data Handling, Cookies and Account Security at indebet

We handle personal data collected through your account strictly for the purposes stated at the point of collection — account operation, transaction processing and fraud prevention.

Data Minimisation

We collect only the data needed to operate your account, verify transactions made via UPI, Paytm or PhonePe, and comply…

Cookie Control

Essential cookies keep your session active and your account secure.

Account Security

Two-factor authentication is available on every account and we recommend enabling it.

Data Retention

Account data is retained for the period required by applicable financial and legal regulations in your jurisdiction.

Right to Access

You may request a copy of all personal data we hold on your account at any time.

Who to Contact

Our designated data contact handles all privacy, retention and correction requests.

Frequently Asked Questions on Legal Terms

These answers cover the most common questions we receive about account terms, data rights and legal eligibility. For anything not addressed here, use the contact paths listed above.

These terms apply to any person who opens or holds an account on indebet. Access and eligibility depend on local law in your region; where local law does not permit use of the platform, these terms do not grant any right of access.

We send an email notification to your registered address before any material change takes effect, stating the effective date and a summary of what has changed. You can also view the current version with its last-updated date on this page at any time.

Yes. Submit a data-access request through the in-account legal form or by email to our data contact. We will provide a structured export of your personal data within the timeframe required by applicable data-protection law.

Use the written-request form in your account settings or contact our policy team by email. Correction requests are handled within five business days; deletion requests follow the retention schedule set by applicable law before data is removed or anonymised.

We share data only with payment processors — such as those handling UPI, Paytm and PhonePe transactions — fraud-prevention services, and authorities where disclosure is required by law. We do not sell personal data to any third party.

After closure, your data is retained for the period required by applicable financial regulations in your jurisdiction, then deleted or anonymised. You will receive a confirmation email once the deletion schedule has been applied to your account record.

Disputes are governed by the law of the jurisdiction stated in the full terms document. Where local law in India creates additional rights, those rights are not excluded by these terms. Contact our legal team for jurisdiction-specific questions relating to your account.